Not in a great mood.

Today I am starting the day off on the wrong foot. I went to bed ill and I woke up that way. MEN!! Ugh! That is all I will say about that.....maybe. Anyways, this whole house thing has my face looking like I just hit puberty! Oh my gosh! Everything is going ok so far, but we still haven't gotten the appraisal. Inspection was fine. They agreed to fix the few little things that we asked them to. Yesterday our file came back from underwriting and it was approved so we are good on the financial end. Now all we need is the stinkin appraisal and I am NOT a patient person. It really has me stressed. I just want to get it over with. I hate not knowing if we are gonna get it. I think once I know we are it won't be so hard to wait for the closing date. We've had 2 people look at our trailer so far and we haven't even advertised it's for sale. They were just friends of friends. Hopefully we won't have too hard of a time getting rid of it. Anyways I am pretty much writing out of boredom. Its gonna be a slow day at work today. Yuck. I'm kinda glad but kinda not. I wish I could sleep. I'm exhausted.
This thursday I'm going to stay with my buddy Cass and I get to spend time with her and her baby Jackson! I haven't seen him since the hospital and he is getting soooo big. I am excited about seeing them both. It will be nice to get away from home and get my mind off of things too. (if that's possible)
Next week is my birthday!!! I am such a kid when it comes to my birthday usually. I get super excited, but this time I'm gonna be 26. Which is closer to 30 than it is to 20. That upsets me. I just want to have my birthday but not get any older. The other day I bought a bottle of wine at Walmart and the lady asked me how old I was and I said "24" before I even thought about it. What the heck was that? Word vomit? I mean I haven't been 24 for almost 2 years now. It's like I'm stuck on that number! Ugh. My birthday is gonna stink too because I don't get a present. Maybe we will find out we are getting the house that day! That would be great! Otherwise we can't spend money on birthdays if we are buying a house next month! Josh didn't get a present for his last month either for the same reason, but I did throw him a party which was fun. Well, now that I'm tired, ill, stressed, and depressed I think I will get off of here. LOL It's better to quit while you're ahead.

Inspection went pretty good. There are two things we are gonna ask them to fix. 1. Weak steps and loose hand rails on the deck and 2. some vent or something in the attic that came unattached. Surely they will fix those? We will see. We are gonna ask them today. Anyways so far so good. Appraisal will be ordered this week so maybe by next week we will know when they are gonna do it. I tried really hard not to get too excited and attached to this house, but the truth is I already am. I will admit that I have already picked out paint colors. Ugh. I hope everything works out. I am just trusting that however it works out, it is for the best!

stress

Today is inspection day! Actually the inspector should have been there for about an hour now. I am supposed to meet him in another hour and a half. Hopefully all is going well. I am surprisingly calm for the inspection. My concern is now focused on the appraisal. We got prequalified for an FHA loan and if the house doesn't appraise for at least the purchase amount the deal is off. I wasn't worried until Josh's aunt told us that sometimes a pool throws a wrench in the appraisal because if it is based off of comparables that have sold in the area that don't have a pool they won't add any value to the house for the pool. Does that make sense? I'm still a little confused by it. Anyways another reason I am concerned is that when the owners bought it 4 years ago it appraised for about 20,000 LESS!!!!! AAAAHHHHHHHH!!!!! Normally a house will only gain equity but the market is so bad right now I am REALLY worried that it won't appraise for enough. The appraisal probably won't be for another 2 weeks. 2 Weeks of stress. We totally made a first timers mistake too! We had just enough for the down payment but we didn't really have closing costs so we gave a little more on the purchase price and got the sellers to pay closing. That was probably TMI for the point I'm about to make. Anyways, 2,000 dollars of our down payment was in a fire proof safe at home. The rest was in our savings account. So we didn't realize that the bank would question where we got the 2000 dollars cash and we went ahead and deposited it in the bank. Then we were told we should have waited and gotten a letter and a check from a family member saying that they "gifted" us the 2000 dollars. That way we don't have to explain how we saved it and why it wasn't in the bank???? Who knew? Josh's aunt says they frown upon "matress money." Hopefully that will be a hurdle that won't be too difficult to overcome but I'm worried that the bank is gonna look at our account and be like ummmm.......I don't think so. It's not like we have an abundance of money. Pretty much JUST enough to make the down payment. Ha ha. We will just have to wait and see. Maybe they won't laugh us out of the bank!